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Is A Leaking Stopcock An Emergency?

Learn when a leaking stopcock becomes an emergency, how to assess severity, immediate actions to prevent flooding, DIY repair steps, water company vs property owner responsibility, insurance coverage, and when to call emergency plumbers or leak detection specialists in Devon and Cornwall.
Is A Leaking Stopcock An Emergency?

Is a Leaking Stopcock an Emergency?

Water dripping from your stopcock at? Puddles forming under the kitchen sink? Is a leaking stoptap and emergency? After 30 years tracking down leaks across Devon and Cornwall, I can tell you this: whether your leaking stopcock is an emergency depends on three things – where it's leaking from, how fast, and what happens when you try to turn it off. Some leaks I can talk you through fixing yourself in ten minutes. Others need a plumber within the hour before you're ankle-deep in water. Let's work out which you've got.

A leaking stopcock becomes an emergency when it can't be stopped, is leaking rapidly (more than a steady drip), or prevents you from shutting off your water supply during another leak. Minor drips from compression or gland nuts can often wait for normal working hours, but active leaks, seized stopcocks, or leaks affecting multiple properties require immediate professional attention to prevent water damage, flooding, and escalating water bills.

Emergency Severity Quick Assessment

Answer these three questions to determine your action plan:

  1. Can you turn the stopcock off completely? If your stopcock won't turn off → Emergency
  2. Is water actively flowing or is the stopcock dripping steadily? If flowing → Emergency. If dripping → Assess severity
  3. Is this your only way to shut off water to the property? If yes and it's not working → Emergency

If you answered "emergency" to any question, call an emergency plumber immediately. Common issues like a compression nut leaking or minor stopcock dripping can often wait for scheduled repair, but active flowing leaks or situations where your stopcock won't turn off need immediate attention.

Understanding Stopcock Leak Severity Levels

Not all leaking stopcocks are created equal. After investigating thousands of properties across Cornwall and Devon, I've developed a clear framework for assessing severity. Here's what determines whether you need someone out immediately or can schedule a repair for tomorrow.

IMMEDIATE EMERGENCY

Call Emergency Plumber Now

  • Stopcock won't close – water can't be shut off
  • Active flowing water, not just drips
  • Stopcock completely seized during another leak
  • Water spurting under pressure
  • Flooding occurring or imminent
  • Leak affecting neighbouring properties
  • External stopcock leaking before property boundary

Action: Turn off external stopcock if accessible, call 24/7 emergency plumber

URGENT (Within 24 Hours)

Book Emergency Appointment

  • Steady stream of drips (more than 1 per second)
  • Visible puddles forming
  • Water staining walls or ceiling below
  • Stopcock stiff but still operable
  • Leak from headgear joint (water flows when "off")
  • Corrosion visible on stopcock body
  • Mould growth around stopcock area

Action: Turn off external stopcock, contact plumber same day, monitor for worsening

NON-EMERGENCY

Schedule Normal Repair

  • Occasional drips (less than 1 per minute)
  • Small damp patch, not spreading
  • Leak stops when pressure adjusted
  • Compression nut weeping slightly
  • Gland nut minor seepage
  • No visible water damage
  • Stopcock operates normally

Action: Attempt DIY tightening if confident, or schedule plumber within week

Common leaking stopcock showing water dripping from compression nut requiring emergency repair in Devon and Cornwall Professional plumber repairing leaking stopcock gland nut with PTFE tape and spanner tools

What Is a Stopcock and Why Does It Leak?

Your stopcock – also called a stop tap or stop valve – is the gateway to every drop of water entering your property. It's essentially a tap that's always on, allowing mains water to flow whenever you turn on a tap. But when you need to shut off the supply – say, for a burst pipe or plumbing work – it's your emergency shut-off.

Most UK homes have two stopcocks:

  • External stopcock: Usually in the pavement outside, under a small metal cover. This is the water company's responsibility
  • Internal stopcock: Typically under your kitchen sink, in the downstairs toilet, utility room, or where the mains pipe enters. This is your responsibility. An internal stopcock leaking requires different handling than external issues

Understanding how to fix leaking stopcock issues starts with identifying which type you have and where the leak originates.

Common Types of Stopcocks in UK Properties

Understanding which type you have helps diagnose leaks faster. Here are the main types I encounter across Devon and Cornwall:

Ball Valve Stopcock

Features a lever handle attached to a spherical ball. Turn the lever perpendicular to the pipe and the ball rotates to block water flow completely. Common in properties built after 1980.

Common issues: Seal failure around ball, handle loosening, valve seat wear

Gate Valve Stopcock

Has a round wheel handle that moves a gate-like disc up and down. Turn clockwise to close, anticlockwise to open. Common in older properties and Victorian homes.

Common issues: Seized mechanism, worn washers, corroded gate, gland packing failure

Why Stopcocks Leak: The Real Causes

Most stopcock leaks stem from three root causes:

  • Wear and tear: Average UK stopcock sees minimal use – many homeowners never touch them for years. This causes seals to perish, packing to dry out, and mechanisms to seize
  • Water quality variations: Hard water can cause limescale buildup, whilst soft water areas still see brass corrosion over time
  • Age-related corrosion: Brass components corrode, especially in coastal areas where salt air accelerates deterioration
  • Improper installation: Overtightened compression nuts, insufficient PTFE tape, or incorrectly fitted washers create weak points
  • Thermal stress: Cold snaps cause metal contraction that can crack seals or loosen fittings

Identifying Where Your Stopcock Is Leaking From

The location of the leak determines both urgency and repair method. Here's how to pinpoint exactly where water's escaping:

Compression Nut Leaks

These nuts sit on either side of the stopcock, joining it to the water pipes. If you can see water dripping directly from these large hexagonal nuts, you've got a compression nut leaking situation.

Symptoms:

  • Visible drips from the nut itself
  • Damp patch directly below the connection
  • Water appears when you run taps (increased pressure)

Severity: Usually non-emergency unless actively flowing. A compression nut leaking issue is often fixable by tightening or replacing PTFE tape – one of the most common DIY repairs.

Gland Nut Leaks

The gland nut sits directly below the tap handle. It's packed with material that creates a waterproof seal to prevent water leaking up the spindle when the stopcock's open. Learning gland nut leak repair techniques can save you emergency call-out fees.

Symptoms:

  • Water dripping from beneath the handle
  • Moisture appearing around the spindle when tap is on
  • Stopcock becomes stiff to operate
  • Stopcock dripping from the top rather than connections

Severity: Moderate. Can worsen rapidly and cause stopcock to seize, creating an emergency if you need to shut water off. Gland nut leak repair is one of the most common emergency stopcock repair tasks.

Headgear Joint Leaks

This is the main body of the stopcock between the compression nuts and underneath the gland nut. If water still flows through your taps even when the stopcock's "off", the washer inside has failed – a classic case of a stopcock won't turn off properly.

Symptoms:

  • Water continues flowing when stopcock closed
  • No visible external leak
  • Reduced but not stopped water flow
  • Stopcock won't fully close despite turning the handle

Severity: EMERGENCY. If you can't shut off your water supply, any other leak in the property becomes catastrophic. When your stopcock won't turn off the water flow, you lose your primary emergency control. For guidance on what to do when you can't stop a leak, see our article on what to do if you have a water leak.

Body/Valve Leaks

Cracks in the brass body itself or valve seat corrosion. These are the most serious as they typically require complete stopcock replacement.

Symptoms:

  • Water seeping from the stopcock body (not connections)
  • Visible cracks or corrosion on brass
  • Green oxidation (verdigris) around leak point

Severity: EMERGENCY. Cannot be repaired with simple fixes – requires replacement.

What to Do Right Now (Emergency Steps)

If you've determined you have an emergency leak, follow these steps in order:

Immediate Emergency Response (First 5 Minutes)

  • Locate your external stopcock – Usually in pavement under small metal cover marked "Water" or "SW" (for South West Water in our region). If you can't find it, check how to find your water shut-off valve
  • Turn external stopcock off – Rotate clockwise until it stops. May require a stopcock key (available from DIY shops for £3-8)
  • Open all taps – This drains remaining water from the system, reducing pressure on the leak
  • Turn off electrics near leak – Switch off at consumer unit if water is near sockets or appliances
  • Contain the water – Buckets, towels, anything to prevent spread to valuable items or structural damage
  • Document everything – Photos of leak, water meter reading, time/date. Crucial for insurance
  • Call emergency plumber – Don't wait to "see if it gets worse". It will
Critical Safety Warning: Never attempt to repair a leaking stopcock with water pressure still on. Always isolate the water supply first, even if it means using the external stopcock or calling your water company.

What If the External Stopcock Won't Turn?

This is common in properties where it hasn't been operated for years. Here's the progression:

  1. Apply penetrating oil – WD-40 or similar around the spindle. Wait 10-15 minutes
  2. Use proper stopcock key – Not pliers or mole grips. These damage the valve
  3. Gentle force only – If it won't budge with moderate pressure, STOP. You risk cracking the valve
  4. Call your water company – South West Water operates the external stopcocks in Devon and Cornwall. They're responsible for operating/maintaining these and must respond to emergencies

South West Water emergency line: 0800 169 1144 (24/7). They typically respond within 2 hours for stopcock emergencies.

Temporary Measures While Waiting for Help

If you've shut off the external stopcock but need some water while waiting for repair:

  • Collect water before turning off – Fill bath, kettles, pans with fresh water for drinking and washing
  • Brief water access – Turn external stopcock on for 2-3 minutes to refill toilet cisterns, then immediately off again
  • Bucket collection – If leak is slow enough, position bucket to catch drips. Monitor constantly to prevent overflow
  • Neighbours – If you're on a shared supply (common in terraced houses), coordinate with neighbours before shutting off their water

Who's Responsible: Water Company or Property Owner?

This confuses more homeowners than anything else. The boundary of responsibility matters enormously – it determines who pays for detection, repair, and wasted water. Here's the definitive breakdown for England and Wales:

Water Company Responsibility

The water company (South West Water for Devon and Cornwall) is responsible for:

  • Water mains – The large pipes distributing water around the network (usually under roads)
  • Communication pipes – Pipes between the mains and your property boundary
  • External stopcock – The valve usually in the pavement/verge
  • Everything up to property boundary – Or up to the company stopcock if fitted

What they must do: Repair leaks free of charge, maintain stopcocks they own, respond to emergencies affecting their infrastructure.

Property Owner Responsibility

You're responsible for:

  • Internal stopcock – The one inside your property
  • Supply pipes – All pipework from the property boundary (or company stopcock) to your internal plumbing
  • All internal plumbing – Everything inside the property
  • Water used – Even if wasted through leaks on your side of the boundary
ComponentResponsibilityWho Pays Repair?Who Pays Wasted Water?
Water Main (under road)Water CompanyWater CompanyWater Company
Communication Pipe (mains to boundary)Water CompanyWater CompanyWater Company
External Stopcock (pavement)Water CompanyWater CompanyDepends on leak location
Supply Pipe (boundary to internal stopcock)Property OwnerProperty Owner*Property Owner
Internal StopcockProperty OwnerProperty OwnerProperty Owner
All Internal PlumbingProperty OwnerProperty OwnerProperty Owner

*Most water companies offer a one-off free repair or subsidised repair scheme for first-time leaks on your supply pipe. South West Water's "Water Supply Pipe Repair Scheme" can help – worth calling them before paying privately.

Special Cases and Complications

Shared supplies: Common in terraced housing and older estates where one pipe serves multiple properties. Responsibility is shared between all properties served. If you're on a shared supply, repairs require coordination with neighbours and costs are typically split.

Long supply pipes: Your supply pipe might run 50+ metres from the boundary. Even if it runs under neighbours' property or public land, it's still your responsibility if it's on your side of the boundary.

Flats and leasehold: Usually the freeholder/management company's responsibility for communal pipes. Check your lease. If water is leaking from the flat above, different rules apply.

Section 75 Notices: If South West Water detects a leak on your supply pipe, they can serve you with a legal notice under the Water Industry Act 1991. This gives you typically 7-14 days to repair the leak. Failure to comply means they can carry out the work and bill you for it – often at significantly higher rates than hiring your own plumber.

Insurance Coverage for Leaking Stopcocks

Understanding what your insurance covers can save thousands. Here's what typically applies:

What's Usually Covered

  • Escape of water damage: Damage to your property caused by the leak (floors, walls, ceilings, contents)
  • Trace and access: Finding and accessing hidden leaks. Most policies include £5,000-10,000 cover for this
  • Emergency plumber call-out: Many policies include emergency plumber cover
  • Alternative accommodation: If property uninhabitable due to leak damage
  • Contents damage: Furniture, electronics, belongings damaged by water

What's NOT Usually Covered

  • The faulty component itself: The stopcock repair/replacement (considered maintenance)
  • Gradual damage: Leaks you've known about but ignored
  • Wasted water charges: Water meter charges from the leak
  • Lack of maintenance: If the leak resulted from poor maintenance
  • Wear and tear: Age-related failures without sudden damage

Making a Successful Claim

Insurance Claim Essentials

  • Report immediately – Don't delay. Most policies require notification within 24-48 hours
  • Use correct wording – Say "sudden and unexpected escape of water". Avoid "gradual", "ongoing", or "deterioration"
  • Document everything – Photos of damage, leak location, stopcock, water stains. Date-stamped if possible
  • Keep all receipts – Emergency plumber, temporary repairs, even buckets and towels
  • Get professional detection report – Insurers require proof of leak location
  • Water meter readings – Before and after readings showing increased usage
  • Proof of maintenance – Service records, previous inspections, any maintenance history

For complex cases requiring professional leak detection, our trace and access service provides the detailed reports insurers need, including thermal imaging, location marking, and full photographic documentation.

DIY Stopcock Leak Repairs (When Safe to Attempt)

Some stopcock leaks can be fixed yourself if you're confident with basic tools. Learning how to fix leaking stopcock issues can save you money, but here's my rule: if you have even a shred of doubt, call a professional. Water damage from a DIY repair gone wrong costs far more than the plumber would charge.

This guide covers how to fix leaking stopcock problems for the most common issues: compression nuts, gland nuts, and when to stop attempting repairs yourself.

Before Any DIY Repair: Turn off the external stopcock first. ALWAYS. No exceptions.

Tools You'll Need

  • Water pump pliers
  • Adjustable spanner (medium and large)
  • PTFE tape (get the good stuff – not the thin budget tape)
  • Screwdriver (flathead)
  • Bucket and towels
  • Replacement washers (various sizes – have a selection)
  • Gland packing string or PTFE tape alternative
  • Penetrating oil (WD-40 or similar)

Fixing Compression Nut Leaks

If water's dripping from the large hexagonal nuts on either side of the stopcock:

  1. Turn off external stopcock – This is non-negotiable
  2. Open taps to drain system – Run kitchen tap until water stops flowing
  3. Grip stopcock body with pump pliers – Hold it steady to prevent pipe movement
  4. Tighten compression nut – Quarter turn clockwise with spanner. Don't force
  5. Turn water back on and test – If still leaking, proceed to PTFE method

If tightening doesn't work:

  1. Turn off external stopcock again
  2. Loosen compression nut completely (anticlockwise)
  3. You'll see a brass ring (olive) – wrap this with 3-4 turns of PTFE tape
  4. Reassemble and tighten – firm but not excessive force
  5. Test again

Fixing Gland Nut Leaks

For leaks coming from beneath the tap handle:

  1. No need to turn off water – Gland repairs can be done under pressure
  2. Try tightening first – Quarter turn clockwise. Don't overtighten or stopcock won't turn
  3. If still leaking, repack the gland:
    • Hold headgear nut steady with one spanner
    • Loosen gland nut (anticlockwise) with another spanner
    • Slide gland nut up the spindle
    • Remove old packing with screwdriver (dried-out string-like material)
    • Wrap fresh gland packing or PTFE tape around spindle (3-4 turns)
    • Push gland nut back down and tighten
    • Test operation – should turn smoothly, no leaks

When to STOP DIY and Call a Professional

  • Stopcock body is cracked or corroded
  • Headgear joint leak (washer replacement requires full disassembly)
  • Any brass fittings look damaged or threaded sections stripped
  • You can't turn the external stopcock off
  • Leak worsens despite your attempts
  • You're not confident in any step
  • The stopcock is old (pre-1980s) and hasn't been serviced

For situations where DIY isn't appropriate, our professional plumbing leak detection service can identify exactly what's wrong without destructive investigation.

The Real Cost of Ignoring a Leaking Stopcock

Let me show you some numbers based on actual cases investigated across Cornwall and Devon in the past year:

6-Month Delay: Average Cost Breakdown

Water wastage (1 drip per second on meter) £240-450
Structural water damage to floor/walls £1,200-3,500
Mould remediation and treatment £400-1,200
Emergency plumber call-out vs scheduled +£150-300
Stopcock replacement (corroded beyond repair) £200-400
Replastering affected areas £600-1,500
Higher insurance premiums (3-5 years) £300-600
TOTAL COST OF DELAY: £3,090-8,050

Early Intervention (First Week): Scheduled plumber repair handles compression or gland nut leaks before damage occurs, or arranges proper stopcock replacement.

Water Wastage: The Hidden Expense

If you're on a water meter (increasingly common in Devon and Cornwall), that "tiny" drip costs real money:

  • 1 drip per second: 15-20 litres per day = £40-55 per month on meter
  • Steady drip (3-5 per second): 50-80 litres per day = £120-170 per month
  • Small stream: 200+ litres per day = £420+ per month

South West Water charges approximately £2.71 per cubic metre for water plus £4.27 for sewerage (they assume 95% of water used goes to sewage). So every 1,000 litres (1 cubic metre) wasted costs you about £7 on your bill.

Leak Allowance Claims: If you're on a meter and get hit with a massive bill from an undetected leak, you can apply to South West Water for a leak allowance. They typically credit your account for the excess water used above your normal consumption – but only if you fix the leak promptly after detection and can prove it wasn't due to negligence.

Preventing Stopcock Leaks: Maintenance That Matters

Most stopcock failures are preventable. Properties with regular stopcock maintenance rarely have emergency failures.

The 6-Month Stopcock Service

Every six months (mark it in your calendar), spend five minutes on this:

Bi-Annual Stopcock Maintenance

  • Exercise the stopcock – Turn fully off, then fully on. Do this 3-4 times. Prevents seizure
  • Visual inspection – Check for dampness, corrosion, or green oxidation around fittings
  • Listen for drips – In a quiet house, you can hear even minor leaks
  • Check operation – Should turn smoothly without excessive force
  • Test it actually works – Close stopcock, check taps stop flowing completely
  • Lubricate if needed – If stiff, apply penetrating oil around spindle
  • Inspect surrounding area – Mould, damp smell, or soft flooring indicates slow leak

Seasonal Considerations

Winter (November-March): Our biggest risk period for stopcock failures. Cold snaps cause metal contraction that can crack seals or loosen fittings.

  • Check stopcock weekly during freezing periods
  • Know where external stopcock is before winter – digging through frozen ground to find it during an emergency is miserable
  • If stopcock is in unheated area (garage, external utility), check for frost damage
  • Never attempt to operate a frozen stopcock – wait for thaw

Spring (April-May): Post-winter inspection critical. Many leaks develop during winter but only become obvious when heating's off.

Summer (June-August): Lower risk period but perfect time for preventive replacement of ageing stopcocks.

Autumn (September-October): Service before winter. Replace any questionable stopcocks now rather than waiting for December freeze.

When to Call Leak Detection Specialists vs Emergency Plumbers

Emergency plumbers and leak detection specialists serve different purposes. Knowing which to call saves you money and prevents unnecessary damage.

Call an Emergency Plumber When:

  • You can see the leak clearly
  • It's actively flooding
  • You need water shut off immediately
  • The stopcock needs immediate replacement
  • Repair is straightforward (visible compression nut leak, etc.)

Call Leak Detection Specialists When:

  • Stopcock area is damp but leak source unclear
  • Water damage present but can't confirm if stopcock is the cause
  • Multiple potential leak sources (could be stopcock or pipe behind wall)
  • Insurance requires professional detection report
  • You want to avoid destructive investigation
  • Previous plumber couldn't locate exact issue

Our thermal imaging leak detection can identify whether your damp patch is from the stopcock, a pipe behind the wall, or something else entirely – all without ripping anything apart.

Specific Emergency Scenarios and Solutions

Scenario 1: Stopcock Won't Turn Off During Another Leak

You've got a burst pipe flooding the bathroom, and the stopcock won't budge. This is the nightmare scenario requiring immediate emergency stopcock repair.

Immediate actions:

  1. Don't force it – you'll crack the valve body
  2. Get to external stopcock immediately
  3. If external stopcock also seized, call water company emergency line AND emergency plumber simultaneously
  4. Contain flood damage while waiting – towels, buckets, move valuables
  5. Turn off electrics if water near any sockets

This is why exercising your stopcock every six months matters. Every "won't turn off" emergency I've attended was a stopcock that hadn't been operated in years. An internal stopcock leaking combined with seizure creates the worst possible scenario – you can't control your water supply.

Scenario 2: Leaking Stopcock in Shared Property

Flats and terraced houses with shared supplies complicate everything.

Steps:

  1. Inform all affected properties immediately
  2. Check who owns the stopcock (lease documents or freeholder)
  3. Contact building management/freeholder for communal stopcocks
  4. Document notification to all parties (email with timestamps)
  5. Coordinate emergency repairs – costs typically split between all properties served

Scenario 3: Stopcock Leaking at 2am

Middle of the night discoveries need different handling:

Assess severity first:

  • If minor drip: Turn off external stopcock if accessible, contain with bucket, call plumber first thing morning
  • If active leak: Call 24/7 emergency plumber immediately – yes, even at 2am
  • Can't access external stopcock: Call water company emergency line

Scenario 4: External Stopcock Leaking (Before Property Boundary)

If the leak is on the water company's side:

  1. Call South West Water immediately: 0800 169 1144
  2. They must respond and repair free of charge
  3. Take photos of leak location and any damage
  4. If causing damage to your property, document everything for potential compensation claim
  5. They typically attend within 2-4 hours for emergency external stopcock leaks

Leaking Stopcock? We Can Help

With decades of experience across Cornwall and Devon, we can pinpoint exactly where your stopcock's leaking from using non-invasive detection technology. Whether you need emergency detection, insurance reports, or comprehensive leak location before repair, we'll find it fast.

Get Expert Leak Detection

Call 07822 024 661 for immediate advice

Devon and Cornwall Specific Considerations

Our region presents unique challenges for stopcocks:

South West Water Peculiarities

  • External stopcock depth: Often deeper than other regions due to frost protection requirements. May need extended stopcock key
  • Shared supplies common: Many rural properties and older estates have shared stopcocks serving multiple properties
  • Longer supply pipes: Rural properties can have 50+ metre supply pipes from boundary to house. All your responsibility if leaking
  • Free repair scheme: South West Water offers a one-off free supply pipe repair for leaks on your side of the boundary. Worth checking eligibility before paying privately

Coastal Property Considerations

If you're within 5 miles of the coast (much of Cornwall and South Devon):

  • Salt air accelerates brass corrosion – check stopcocks annually, not just bi-annually
  • External stopcocks corrode faster – many need replacing every 15-20 years vs 25-30 inland
  • Stainless steel alternatives worth considering for replacements

Rural Property Challenges

  • External stopcock may be in field or verge hundreds of metres from property
  • May be shared with neighbouring farms/properties
  • Access for emergency repairs can be complicated by weather, tracks, etc.
  • Private water supplies (springs, boreholes) have different stopcock arrangements

The Bottom Line on Stopcock Emergencies

The severity isn't about the size of the leak, it's about your ability to control it. A tiny drip you can't stop is more urgent than a steady stream you can shut off with the external stopcock.

The homeowners who save the most money are the ones who:

  • Know where both stopcocks are before an emergency
  • Exercise their internal stopcock every six months
  • Act within 24 hours of noticing any leak
  • Call the right professional for their specific situation
  • Document everything for insurance
  • Replace old stopcocks proactively rather than waiting for failure

Don't let a £5 drip become a £5,000 disaster. Whether you need emergency help or just want to check if that damp patch is serious, we're here. Our water leak detection service covers everything from minor stopcock issues to complex hidden leaks throughout your property.

Frequently Asked Questions

How long does a stopcock typically last before it needs replacing?
The average UK stopcock lasts 20-30 years in normal conditions, but this varies significantly. Coastal properties see brass corrosion accelerate replacement to 15-20 years, whilst stopcocks in hard water areas may need replacing after 15-25 years due to limescale buildup. Gate valve stopcocks (common in pre-1980 properties) often fail earlier than modern ball valve types. The key factor isn’t age alone – it’s usage. Stopcocks that are never operated seize faster than those exercised regularly. If your stopcock is over 25 years old, stiff to turn, or shows visible corrosion, consider proactive replacement rather than waiting for emergency failure.
The difference is critical for urgency assessment. A dripping stopcock (1-10 drips per minute) typically indicates worn compression or gland nut seals – usually fixable with tightening or PTFE tape. A flowing stopcock (steady stream, puddles forming within hours) suggests catastrophic seal failure, cracked valve body, or complete washer failure – these are emergencies requiring immediate professional attention. Drips can often wait 24-48 hours for scheduled repair; flowing leaks need action within hours to prevent flooding. If you can’t catch the water in a single container that lasts overnight, it’s flowing, not dripping.
Yes, use your external stopcock located outside your property, usually in the pavement under a metal cover marked “Water” or “SW”. This valve controls water before it reaches your internal stopcock. You’ll need a stopcock key (£3-8 from DIY shops) to operate it – these come in various lengths for different depths. Turn clockwise to close. Important: external stopcocks may serve neighbouring properties on shared supplies, so inform neighbours before shutting off. If the external stopcock is also seized, contact South West Water emergency line (0800 169 1144) – they must respond to stopcock emergencies.
Insurance typically covers damage caused by the leak but NOT the faulty stopcock itself. Most policies include “escape of water” cover for resulting damage (floors, walls, contents) and “trace and access” cover (£5,000-10,000 limit) for finding hidden leaks. However, the actual stopcock repair/replacement is considered maintenance and isn’t covered. Insurance also won’t cover gradual damage you’ve ignored, wasted water charges, or wear and tear. To claim successfully, report within 24-48 hours, use the phrase “sudden and unexpected escape of water”, document everything with photos, and get professional leak detection reports if required by your insurer.
Water wastage depends on leak severity. A slow drip (1 per second) wastes 15-20 litres daily, costing £40-55 monthly on a water meter. A steady drip (3-5 per second) wastes 50-80 litres daily at £120-170 monthly. A small stream wastes 200+ litres daily, costing £420+ monthly. South West Water charges approximately £2.71 per cubic metre for water plus £4.27 for sewerage. Every 1,000 litres wasted costs about £7 on your bill. If you’re on a meter and discover a leak, apply for South West Water’s leak allowance scheme – they credit excess usage above your normal consumption if you fix the leak promptly and can prove it wasn’t due to negligence.
External stopcocks are usually in the pavement or verge near your property boundary, under small metal covers marked “Water”, “SW” (South West Water), or “Stop Valve”. If you can’t locate it: (1) Check with neighbours – they often know the location, (2) Look for small rectangular metal covers in the pavement within 1-2 metres of your property line, (3) Check near your water meter if you have one – they’re often in the same chamber, (4) Contact South West Water on 0800 169 1144 – they hold records of stopcock locations and can send someone to locate it. In rural properties, the external stopcock may be in a field, verge, or shared access road, sometimes 50+ metres from the house.
DIY is safe for minor compression or gland nut leaks IF you’re confident with basic tools and follow safety procedures. Always turn off the external stopcock first – never work under mains pressure. Simple tightening or PTFE tape application carries low risk. However, STOP and call a professional if: the stopcock body is cracked or corroded, you can’t access the external stopcock to isolate water, the leak is from the headgear joint (requires full disassembly), you have any doubts about your ability, or the stopcock is in a difficult location. The risk isn’t just the repair – it’s catastrophic failure if you crack the valve body under pressure. Water damage from a botched DIY repair typically costs 10x more than hiring a plumber.
Ignoring a stopcock leak for 3-6 months typically results in: structural water damage to floors/walls (£1,200-3,500 repair costs), mould growth requiring professional remediation (£400-1,200), water wastage charges on meters (£240-450 for a slow drip), the stopcock corroding beyond repair requiring full replacement (£200-400), replastering affected areas (£600-1,500), higher insurance premiums for 3-5 years (£300-600), and potential Section 75 notice from the water company if it’s on your supply pipe, forcing costly emergency repairs at their rates. Total delay cost: £3,090-8,050 versus early intervention which handles the issue before major damage occurs.
Replace rather than repair if: the stopcock is over 30 years old (even if the current leak seems minor), there’s visible cracking or heavy corrosion on the brass body, the stopcock has failed multiple times in recent years, it’s a gate valve type and you’re replacing anyway (upgrade to ball valve), the valve won’t fully close even after washer replacement, you’re on a water meter and minor leaks keep recurring (replacement saves long-term costs), or you’re doing other plumbing work that requires isolation anyway. Modern ball valve stopcocks cost £15-40 for the part, with fitting typically adding modest cost. The labour for replacement isn’t much more than repair, and you get 20-30 years of trouble-free operation.
Yes, if the external stopcock is leaking, this is always urgent because: (1) it’s before your property boundary so could be the water company’s responsibility – call South West Water immediately on 0800 169 1144, (2) external leaks often indicate main supply pipe issues that can escalate rapidly, (3) you may not be able to shut off water to your property if this valve fails, (4) leaking external stopcocks can undermine pavements and roads, creating safety hazards, (5) you’re not responsible for repairs (the water company is), so there’s no reason to delay. South West Water must respond within 2-4 hours for external stopcock emergencies and repair free of charge. If the leak is causing damage to your property, document everything for potential compensation claims.